Pan-American PreferredAccess
Pan-American PreferredAccess gives you access to high rated hospitals and doctors all around the world. It will provide you and each insured in your policy with up to $2,000,000 of coverage per year. This amount resets every policy year. Pan-American PreferredAccess was designed to help you save premium by passing on the savings the company obtains through its Pan-American Private Client network of Preferred Providers.
When seeking medical treatment for an elective* procedure within the U.S.A., Pan-American PreferredAccess insureds can choose from a list of top rated U.S.A. Hospitals. As a Pan-American PreferredAccess insured you will have the choice of any hospital or doctor in the world, including your home country. There are significant advantages when treated in one of our Preferred Providers. Advantages include, no additional out-of-pocket expenses after you meet your annual deductible and guarantee direct payments to hospitals and doctors.
*For emergency treatments, Pan-American PreferredAccess insureds have access to any hospital or doctor outside the network in the U.S.A.
| Room and Board, per day |
100% |
| Intensive Care Unit, per day |
100% |
| Surgeon and Assisting Physician fees |
100% |
| Anesthesiologist fees |
100% |
| Medications |
100% |
| Laboratory tests, pathology and diagnostic imaging |
100% |
| Cancer Treatment |
100% |
| Dialysis |
100% |
| Prosthesis and corrective devices |
100% |
| Companion of a hospitalized minor, per night |
$100 |
| Organ Transplants, per lifetime |
$250,000 |
| Ambulance - Air and Ground |
$50,000 |
| Congenital or Hereditary Conditions before age 18 |
$300,000 |
| Congenital or Hereditary Conditions on or after age of 18 |
$1,000,000 |
| High Risk Hobbies and Amateur Sports |
$250,000 |
| Emergency Dental treatment |
100% |
| Hospice Care |
100% |
| Repatriation of human remains |
$6,000 |
| Temporary medical coverage for accidents while application is being underwritten |
100% |
| Visits to Physicians and Medical Specialists |
100% |
| Emergency room visits |
100% |
| Cancer treatment |
100% |
| Laboratory tests, pathology and diagnostic imaging |
100% |
| Dialysis |
100% |
| Medications |
$6,000 |
| Physical therapy and rehabilitation |
$6,000 |
| Home Health Care |
$6,000 |
| Durable medical equipment |
$6,000 |
| Normal maternity and healthy newborn careper event for normal delivery, elective C-section, prenatal treatment and up to 3 well baby care visits per newborn. | $4,000 |
| Complications of pregnancy and ill newborn per lifetime will be paid for maternity complications and newborn complications of birth | $500,000 |