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Honduras

Pan-American Private Client concierge service was created to cater its products and services to a very exclusive and demanding clientele. Health insurance policies for Major Medical Expenses with the Group companies in the countries in which they are authorized to conduct their business are secured through an experienced and dedicated group of professionals. Our goal is to offer a dependable and sophisticated level of service, delivered through an extensive network of medical providers throughout the world.

Seguro de Gastos Médicos Mayores Pan-American WorldAccess

Seguro de Gastos Médicos Mayores Pan-American WorldAccess, offered through Pan-American Life Insurance Company, Honduras Branch Office, offers an open pass to the best hospitals and physicians in the world. Just choose the hospital or doctor and we will coordinate your treatment. It’s that simple. With Seguro de Gastos Médicos Mayores Pan-American WorldAccess you have an endless choice of providers, from the top rated U.S. hospitals to the best hospitals in your home country.    

Seguro de Gastos Médicos Mayores Pan-American WorldAccess will provide you, and each member in your policy, with up to $5,000,000 of coverage per year, an amount that resets every policy year. As a Seguro de Gastos Médicos Mayores Pan-American WorldAccess’ insured you and your family will have the health coverage you need to offset a major medical condition and potentially prevent a stressful financial situation.  

Seguro de Gastos Médicos Mayores Pan-American PreferredAccess

Seguro de Gastos Médicos Mayores Pan-American PreferredAccess, offered through Pan-American Life Insurance Company, Honduras Branch Office, gives you access to high rated hospitals and doctors all around the world. It will provide you and each insured in your policy with up to $2,000,000 of coverage per year, an amount that resets every policy year. Seguro de Gastos Médicos Mayores Pan-American PreferredAccess was designed to help you save on your premiums, as per policy terms, by passing on the savings the company obtains through its Pan-American Private Client network of preferred providers.

When seeking medical treatment for an elective procedure within the U.S., Seguro de Gastos Médicos Mayores Pan-American PreferredAccess’ insureds can choose from a list of top rated U.S. Hospitals. As a Seguro de Gastos Médicos Mayores Pan-American PreferredAccess insured you will have the choice of any hospital or doctor in the world, including your home country. There are significant advantages when treated in one of our Preferred Providers. Advantages include, no additional out-of-pocket expenses after you meet your annual deductible and guarantee direct payments to hospitals and doctors.

For emergency treatments, Seguro de Gastos Médicos Mayores Pan-American PreferredAccess’ insureds have access to any hospital or doctor outside the network in the U.S.

For more information about Seguro de Gastos Médicos Mayores Pan-American WorldAccess and Seguro de Gastos Médicos Mayores Pan-American PreferredAccess, please contact your insurance agent or call (504) 2239-5114.

You may also visit our website: www.paligprivateclient.com

Or, contact us directly for your specific concerns:

General Information and Service:                                     serviciohon@paligpc.com
Policy Management and Risk Selection:                    evaluacionhon@paligpc.com
Medical Issues and Emergencies:                       notificacioneshon@paligpc.com
Medical Reports and Claims:                                         reclamoshon@paligpc.com

Underwriting of the life and health insurance products will be managed through Pan-American Life Insurance Group’s member companies.

Seguro de Gastos Médicos Mayores Pan-American WorldAccess

Room and Board, per day 100% in any Preferred Provider
$2,000 in any other Provider
Intensive Care Unit, per day 100% in any Preferred Provider
$2,000 in any other Provider
Surgeon and Assisting Physician fees 100%
Anesthesiologist fees 100%
Medications 100%
Laboratory tests, pathology and diagnostic imaging 100%
Cancer Treatment 100%
Dialysis 100%
Prosthesis and corrective devices 100%
Companion of a hospitalized minor, per night $300
Organ Transplants, per lifetime $1,000,000
Ambulance - Air and Ground $150,000
Congenital or Hereditary Conditions before age 18, lifetime $1,000,000
Congenital or Hereditary Conditions on or after age of 18 100%
Preventive Health Checkup $300
High Risk Hobbies and Amateur Sports 100%
Emergency Dental treatment 100%
Hospice Care 100%
HIV/AIDS per lifetime $500,000
Repatriation of human remains 100%
Complimentary Therapy, maximum 20 days 100%
Podiatric 100%
Visits to Physicians and Medical Specialists 100%
Emergency room visits 100%
Cancer treatment 100%
Laboratory tests, pathology and diagnostic imaging 100%
Dialysis 100%
Medications 100%
Physical therapy and rehabilitation, maximum 60 days 100%
Home Health Care, maximum 60 days 100%
Durable medical equipment 100%
Normal maternity and healthy newborn careper event for normal delivery, elective C-section, prenatal treatment and up to 5 well baby care visits per newborn. $7,000
Complications of pregnancy and ill newborn per lifetime will be paid for maternity complications and newborn complications of birth $1,000,000

Seguro de Gastos Médicos Mayores Pan-American PreferredAccess

Room and Board, per day 100%
Intensive Care Unit, per day 100%
Surgeon and Assisting Physician fees 100%
Anesthesiologist fees 100%
Medications 100%
Laboratory tests, pathology and diagnostic imaging 100%
Cancer Treatment 100%
Dialysis 100%
Prosthesis and corrective devices 100%
Companion of a hospitalized minor, per night $100
Organ Transplants, per lifetime $350,000
Ambulance - Air and Ground $50,000
Congenital or Hereditary Conditions before age 18, lifetime $300,000
Congenital or Hereditary Conditions on or after age of 18, lifetime $1,000,000
High Risk Hobbies and Amateur Sports, lifetime $250,000
Emergency Dental treatment 100%
Hospice Care 100%
Repatriation of human remains 100%
Visits to Physicians and Medical Specialists 100%
Emergency room visits 100%
Cancer treatment 100%
Laboratory tests, pathology and diagnostic imaging 100%
Dialysis 100%
Medications $6,000
Physical therapy and rehabilitation, maximum 30 days $6,000
Home Health Care, maximum 30 days $6,000
Durable medical equipment $6,000
Normal maternity and healthy newborn careper event for normal delivery, elective C-section, prenatal treatment and up to 3 well baby care visits per newborn. $4,000
Complications of pregnancy and ill newborn per lifetime will be paid for maternity complications and newborn complications of birth $500,000

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